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After the Dust Settles

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Debt Will Not Let You Go?

About a month or so ago I was on the phone with a dear friend of mine. We were discussing some dynamics within our family. During our discussion she made a comment. That comment was "and here comes debt again". For the first time out of 20 some odd years of working in the financial arena, I heard something different. When she made that statement I no longer looked at debt the same. I began to reflect back on why it was important to God to use Elisha to perform a miracle for a woman whose husband died and sons were going to have to go into slavery (2 Kings 4:1-7). As I began to look deeper into this scripture it became evident to me. God does not want us to be in debt. It places our daily life functions, our livelihood, and our future in the hands of someone else. It creates stress, worry, and anxiety. It pulls us away from who created us, and what we were created to accomplish.

We have been taught that there is good debt and bad debt. Did you know any debt is bad debt?  We o…

My Last Day, I QUIT!

How many times have you said those very words? How many times have you felt overwhelmed, under qualified, unappreciated, not good enough for the task, just plain out ineffective? We have quit so many times in our minds due to circumstances, emotions, thoughts, and outside influences that we can not count! As a matter of fact although we think we have only quit in our minds for that moment we don't realize the seed that we planted in our own minds which is the seed of quitting and failing.

QUITTING IS NO LONGER AN OPTION OR A THOUGHT TO BE CONSIDERED!

In life whatever the journey that we find ourselves on we must remember that the journey is not by our hand but the hand of the Most High God. He wrote the book of our life with plans, strategies, and outcomes. He knew who He created us to be. However we fall into the trap of our emotions and other's opinions that we fell to realize that although the journey seems impossible and we appear to be incapable, we have already successful…

Stop Playing!

Last week one evening when I had made it home and began bringing my work day to a close, I noticed that I had a miss call from my bank. As I proceeded to call my bank back a recording came on to say, Ms. Harper there has been some activity on your account that has alerted our fraud department. It went on further to ask if these transactions were mine and if not press 2 to speak to a representative. At that moment my heart almost stopped because those transactions were not mine. After speaking to the representative my card was cancelled and a new one was reissued. In that split second my life and my family's lives could have been adversely affected.

Although what happened to me is an example of account takeover, I was extremely blessed that it did not go any further. Every year millions of people are affected by this number one growing white collar crime that even the government is unable to get a grip on, and that is identity theft. This crime takes over your entire identity. Thes…