A New Minute

As I was driving from one appointment to another I began to reflect on some mistakes that I had made in my past. As I was reflecting over the mistakes, I began to become low and started feeling those same remorse feelings that I felt when I had done the deed at least a year prior. I then began to hear myself say again, I will never do this again and I began to put thoughts in my head of what I was going to do and etc. I got so engulfed in that place again that it literally felt only a few days old. As I continued on my journey another thought came that reminded me that what you are trying to become you already are. How perplexing that was! As I thought about just that one statement I began to reflect over the in between period of my fall to my today and I realized that yes I had become that person that I vowed I would be. However there was still a problem. That problem was, I could not see the evidence of the new me. Because I could not see the evidence I begin to question why can’

So realizing that when the pressure from a crisis hits, our decision making becomes real cloudy. I remember making one decision one minute and changing it the next minute. My confidence was at a low. I was trying to understand how did I get myself in this type of mess. I literally questioned every choice that I made at that point from my business, relationship, and finance. Once I was able to get a grip. I started reflecting on "a double minded man is unstable in all his ways". Double minded meaning wishy washy in thoughts or deciding one thing one minute and something else the next. Here is another example, easily swayed away from their decision because someone else comes by that seems like they know what they are doing and easily changes their mind. When in a crisis don't second guess yourself stay firm in the decision you are making whether right or wrong. Those decisions are building your foundation which will establish you or bring stability. I am a firm believer

In the middle of my crisis I found myself constantly praying for my breakthrough and asking others to do the same. I would get frustrated fast and easily distracted while constantly questioning if God would hurry up and change my circumstances. My days would be constantly up and down and I would consistently try to find ways to justify (just a lie) that I was doing what was necessary. As I was driving to an appointment this hit me like a ton of bricks, "so faith without works is dead also" James 2:26 (King James Version). Faith is the substance of things hoped for but evidence unseen. When we go through crisis we constantly are looking for a way out while learning the lessons that life is teaching, but what we fail to realize is that although we are looking for a way out some work is required. In other words believing is just not enough, and the work that we were putting out is not enough either. I like to think when a crisis comes it comes to challenge and change you for t

Earned vs. Passive Income     Why do people break their necks everyday to go to a job to make a paycheck that only comes when they are able to work the job? Why is it that people build lives and lifestyles on this temporary income that we call jobs or careers today? Why is it that people depend on this income so much? This income that I am speaking of is earned income. It is your ability to work day in and day out to produce an income. This income is produced by working for someone or working for yourself. This is the most commonly sought after income because we are taught by our elders that you must go to work in order to have the necessities. Now don't get me wrong working is essential but when are we going to begin to work smart and not hard. People the curse is broken! Spending a lifetime working your fingers to the bone and never having enough for retirement or even being given the pink slip after years of service due to downsizing is not fun nor is it mandatory.  

As I have spent many years in the financial arena and assisting people with coming out of their hardships the one common factor whether male or female is they always say "I feel". We are too often time dictating and responding to our money and futures from a feeling. Feelings change by the minute. When making decisions based on what we feel for that moment disasters are then created. When addressing a payment, when addressing whether you need that new car, that new cell phone, that new house, and etc assess why is it needed or is it just a desire. Emotional spending and keeping up with the Jones' (whoever they are) keeps people in financial bondage and hardships. We can't blame the government or the banking industry for our own ignorance. Knowledge is power therefore get some power over your circumstance. Recognize when you are walking in an emotional place and stay out of the stores, don't even balance your checkbook, or cook a meal while you are there. Find some